Is Termite Damage Covered By Your Homeowner’s Policy?

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Is Termite Damage Covered by Your Homeowner’s Policy? Termites are some of the most destructive pests to threaten your home. They are non-stop eating machines. They will chew through the wood and other cellulose in your home’s beams, floors, walls, and ceilings all day, every day until there is …

Homeowners insurance doesn't normally cover termite damage or removal. … home's wiring and cause a fire, for example, your homeowners coverage could step in to help pay for the damages, as fire is a covered peril under most policies.

Termite damage is only covered in very specific cases by homeowners insurance . Most of … insurance will cover termite damage, up to the limits of your policy:.

Homeowners insurance doesn’t normally cover termite damage or removal. That’s because termite infestations can typically be prevented through routine home maintenance, which homeowners are responsible for. But if termites were to chew through your home’s wiring and cause a fire, for example, your homeowners coverage could step in to help pay …

Is termite damage covered under my homeowners insurance policy? Termites cause more than $5 billion in property damage every year, according to the National Pest Management Association. And while they can be a very real threat to your own home, you should know that termites damage is generally not covered by a homeowners insurance policy.

Homeowners insurance is designed to cover risks and damage that are accidental … The cost to remove termites and repair their damage is generally not covered by … insurance contracts, policies or declaration pages, which are controlling.

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